About Niwas

Niwas Housing Finance Limited (Formerly known as Niwas Housing Finance Private Limited) (“NHFPL/ the Company”) is a company incorporated under the provision of Companies Act, 2013 and is registered as a non-deposit accepting housing finance company, incorporated in the year 2016. The Company is primarily engaged in providing affordable housing finance to salaried and self-employed individuals as well as loans against mortgage of property to customers in Tier 2 & 3 cities and those on the outskirts of urban markets. Its product offerings include loans for the purchase of completed residential properties, loans for the construction of homes on owned or acquired plots, and loans for the extension of existing residential properties, such as the addition of floors or rooms.

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Mission

Help 1,50,000 families realize their dream of constructing & owning their own house by 2029 by providing tailor-made solutions which help them improve their standard of living through an ecosystem which is dynamic & scalable.

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Vision

Create India’s biggest affordable housing ecosystem for low-income customers looking at constructing & financing their home in semi urban & rural India.

Our Values

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Team Work

  • Help everyone achieve a common goal.
  • Use individual talents in pursuit of a larger objective.
  • Ensure proper communication between all departments to achieve a common goal.
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Customer centricity

  • Offer the best solutions and deliver superior experiences.
  • Understand customer requirements and curate products accordingly – geography-wise/state-wise.
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Innovation

  • Introduce something new and effective into the market.
  • Be privy to new developments and drive execution.
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Humility

  • Listen actively & respect diverse perspectives.
  • Be modest with all customers, colleagues, and stakeholders.
  • Remain grounded despite success or hierarchy.
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Integrity

  • Do the right thing even when nobody is watching.
  • Maintain steadfast adherence to a strict moral or ethical code.