We turn the house
Get a Loan
Loan Products
A trusted partner for your
home-buying journey
Home Loan –
New Purchase
Get quick and convenient home loan of up to Rs. 30 lakh, with a tenure of 30 years.
Explore Now
Home Loan -
Self Construction
Construct your home on your own plot of land and we will help you with the needed finance.
Explore Now
Balance Transfer &
Top-up Loan
Get better interest rates and save more on your existing home-loan, when you transfer it to Niwas.
Explore Now
Loans Against
Property
From financial emergencies to planned expenses, avail a loan with tenure of up to 15 years.
Explore Now
ABOUT US
Committed to fulfilling India's
dream of owning a home
Guided by a legacy of more than 7 years, Niwas (Previously IndoStar Home Finance Pvt Ltd) reflects a culture of commitment to excellence and customer satisfaction, to make a positive impact on our clients, employees and the world around.
Empowering the semi-urban and rural home-buyers with affordable home loans
Through better housing, we are building a better country. Knowing that we are helping many to achieve their life-long dreams inspires us to push boundaries, foster innovation and uphold the highest standards of integrity in everything we do.
About UsOur pride and your trust, in numbers
*As on 30th September 2024
~30k+
Happy Customers
132
Branches Across India
₹2,561 Cr
AUM
Credit Rating
CRISIL
Watch with Developing Implications
Calculator
Calculate and take
your decision now!
₹
%
Your monthly EMI
Your monthly EMI
Total Payment (Principal + Interest)
₹
%
Max Loan Eligibility
EMI will be (Monthly)
Tenure
Rate Of Interest
₹
Stamp duty
₹
₹
₹
₹
₹
₹
₹
₹
₹
Tax
0
₹
₹
Months
%
APR
Our USP
Building relationships
through the right values
Received
Loan receipt received successfully
Received
Loan receipt received successfully
Received
Loan receipt received successfully
Received
Loan receipt received successfully
For homes with heart
Niwas offers loans in the affordable home segment to buyers from low and middle income segment in semi-urban and rural areas.
Get A Loan
Customer testimonials
Hear from our customers
about their stories of delight
Today I am a proud owner of a house in a city like Hyderabad, all thanks to Niwas, who supported us in constructing our home. We were guided throughout the loan process and all our queries were solved within no time. Extremely happy with the hospitality and the spontaneous response received from Niwas representatives!
G Nitin Kumar
Hyderabad
This is my first house and it is a great feeling to own a house. It is a big achievement for me. We are happy to get a loan from Niwas at the right time; the team has been cooperative and flexible in their service. I’ll surely refer Niwas to my friends and family.
Raji K.
Kanchipuram
I had applied at many places but they took more time to even indicate loan sanction. Wherein, Niwas gave commitment at the time of discussion and stood by that. We are very happy with the service provided by Niwas.
Marimuthu J.
Tiruppur
Buying our first home is like achieving a milestone for us. We had approached other companies for loan but we didn’t receive a good response. Niwas on the other hand was very helpful and has been fair, transparent in all their processes. They also informed us about PMAY scheme and we have enrolled for the same. They are the right finance partner for individuals who aspires to buy home.
