Secure Loans up to Rs 30 Lakh with a 30-Year Tenure.
Begin Paying Interest Only After Loan Cheque Release.
No Penalties for Borrowers on Floating Interest Rates.
Unlock Maximum Loans with Flexible Lending Programs.
Unlock Higher Eligibility: Access Various Lending Programs accommodating cash, cheque incomes, ITR-based assessments, and existing loan repayment tracks.
Access Subsidies: Avail up to Rs 2.67 lakh under the Pradhan Mantri Awas Yojana Credit Linked Subsidy Scheme (PMAY – CLSS).
Explore Diverse Locations, Inside or Outside Municipal Limits.
Keep the following documents handy to enjoy a simple and hassle-free loan application process:
Disclaimer: The above list is indicative and may require additional documents depending on your case.
A home loan is a long-term financial product that helps individuals purchase a new residential property without the burden of paying the entire cost upfront. It is an ideal solution for those looking to invest in a dream home while managing their finances effectively. The lender provides funds to buy the property, which the borrower repays over a defined period in monthly installments, along with applicable interest.
At Niwas Housing Finance, we offer an affordable home loan that caters to a wide range of customers, including first-time buyers and families upgrading to a better living space. Whether it’s an apartment in the city or a house in a developing locality, our loan for new house purchases is designed to help you become a homeowner without stress.
With competitive new home loan interest rates, flexible repayment options, and a simplified documentation process, Niwas makes home ownership within reach. Our offerings support affordable housing finance, aligned with government initiatives and individual aspirations.
Purchasing a home is a milestone moment, and our new home loan solutions are here to support you every step of the way.
A new home loan offers multiple advantages, making it a preferred choice for individuals aiming to purchase a residential property. One of the most notable benefits is the ability to own a home without depleting one’s savings. Instead of a lump-sum payment, borrowers can repay the loan in manageable monthly installments.
Additionally, new home loan interest rates are typically lower compared to other forms of credit, especially when availing loans from trusted institutions like Niwas Housing Finance. Home loans also provide tax benefits under Sections 80C and 24(b) of the Income Tax Act, helping borrowers reduce their overall tax liability.
Our affordable housing finance solutions cater to both salaried and self-employed individuals. With minimal documentation, personalized customer support, and fast approvals, getting a loan for new house has never been easier.
Niwas promotes affordable home loan options that suit your income and budget. We ensure that every aspiring homeowner has access to financial support tailored to their needs. Whether you're buying a flat, a standalone house, or a property under a housing scheme, our affordable housing loan services make your homeownership dream attainable and sustainable.
Anyone with a steady source of income and a vision to own a home can apply for a home loan. Salaried professionals, self-employed individuals, business owners, and professionals such as doctors or architects are all eligible, subject to basic criteria such as age, income stability, and credit history.
At Niwas Housing Finance, we believe in inclusive lending. Our affordable home loan and loan for new house products are designed for wide accessibility, supporting both urban and semi-urban customers.
Co-applicants such as spouses or family members can be added to enhance eligibility. With our easy application process and supportive loan advisors, buying your first home or upgrading to a new one becomes a stress-free experience.
Choosing Niwas Housing Finance for your new home loan means choosing reliability, transparency, and customer-first service. We understand that buying a home is a life-changing decision, and our goal is to make it financially achievable for everyone.
Our affordable housing loan solutions are crafted with care to suit different income levels, making homeownership within reach. With new home loan interest rates that are competitive and budget-friendly, we help reduce your overall repayment burden. Our loans come with flexible EMIs, convenient tenures, and minimal processing hassle.
As a trusted name in affordable housing finance, Niwas ensures that your journey from application to disbursement is smooth and fully guided. Our team works closely with each borrower to understand their needs and tailor solutions accordingly.
Whether you’re purchasing a ready-to-move-in home or a property under construction, our loan for a new house gives you the financial boost needed to make confident decisions. With Niwas, your dream home isn’t just a plan—it’s a promise backed by dependable financial support.
